How do student loans work? What do sanctions do? Where does federal spending go, and who decides on the budget? Author and established journalist Jeff Fleischer digs into these and other relevant civics topics to explain the history behind different processes and programs, what they look like today, and why it's important to understand them. Through engaging, well-researched text and related sidebars, this book will help readers understand and join many ongoing political conversations in the US, from spending to citizenship to international relations and more.